Cash App, one of the most popular peer-to-peer payment apps, has expanded its offerings in recent years. Among its newer features is the Cash App metal card, a unique debit card for Cash App users. But what exactly is this card, and is it worth getting? In this article, we dive deep into the specifics of the metal card to help you understand its benefits and limitations.
What is the Cash App Metal Card?
The Cash metal card, often referred to as the ‘Cash Card,’ is a physical Visa debit card that can be used anywhere Visa is accepted. It’s linked directly to your Cash App balance, allowing you to spend your funds at both online and offline merchants. The card is customizable, which means you can design its appearance with your signature or a unique sketch.
Benefits of the Cash App Metal Card
Here are some of the benefits of metal card. These factors will help you decide if you should go for this metal card or not.
- Customizable Design: Add a personal touch to your card by selecting a unique color, drawing, or even adding your signature.
- Boosts: Cash App offers special promotions known as “Boosts.” With these, you can get discounts at various merchants, such as coffee shops, restaurants, and more.
- No Additional Fees: Unlike some other cards, the metal card doesn’t come with monthly fees or setup costs.
- ATM Access: You can use your card to withdraw cash from ATMs. However, fees may apply if you don’t meet certain criteria.
- Security: You can pause your card directly from the app if it’s lost or stolen. Plus, the app uses encryption to protect your data.
How to Get the Metal Card
Acquiring the Cash metal card is straightforward:
- Open your Cash App.
- Click on the ‘Cash Card‘ tab.
- Choose ‘Get Free Cash Card.’
- Follow the instructions to customize your card.
- Provide your mailing address.
- Wait for your card to arrive in the mail.
Once you get the card, you just need to activate your Cash App card, and you are good to go.
While the metal card offers numerous benefits, there are potential drawbacks to consider:
- Limited to Cash App Balance: You can only spend what you have in your Cash App account.
- ATM Fees: While Cash App offers fee reimbursements for ATM withdrawals if you receive direct deposits, others may face fees.
- No Credit Building: Unlike credit cards, the metal card won’t help you build credit since it operates as a debit card.
Frequently Asked Questions (FAQs)
Q1. Can I link the Cash Metal Card to my bank account, or is it exclusively for my Cash App balance?
The metal card is directly linked to your Cash App balance. While you can transfer funds from your bank account to your Cash App balance, the card itself operates by drawing funds from your Cash App balance, not directly from a bank account.
Q2. How long does it typically take to receive the Metal Card after ordering?
After customizing and ordering your metal card, it typically takes 5-10 business days for it to arrive by mail. However, this may vary based on your location and any potential shipping delays.
Q3. Are there any age or location restrictions to obtain the Metal Card?
To order and use the metal card, you must be 18 years or older. Additionally, while Cash App is available in multiple countries, certain features, including the metal card, might be restricted to users in specific regions. It’s advisable to check Cash App’s official guidelines for your location.
Q4. How do the “Boosts” work, and are they permanent?
“Boosts” are special promotions or discounts provided by Cash App for use at specified merchants. These can change and rotate over time. A user can activate a particular Boost for their card, and it will provide a discount for the associated merchant. However, Boosts are not permanent – they can expire or be replaced by new offers. Always check the app for the latest available Boosts and their terms.
The Cash App metal card is a compelling offering for those who frequently use Cash App and want a physical card for their transactions. With customization options and special discounts through Boosts, it provides a unique experience for cardholders. However, always consider your financial habits and needs before deciding if it’s the right fit for you.
- Elizabeth Jones is one of our editorial team’s leading authors on credit card offers, services & more. With over two decades of experience in the consumer credit industry and as a nationally recognized credit expert, Elizabeth provides in-depth analysis of both traditional & alternative forms of credit. Elizabeth regularly appears on many major media outlets including NBC Nightly News, Fox Business Network, CNBC & Yahoo! Finance. She is also a frequent contributor to Forbes Magazine. As a highly appreciated author for our exclusive Editorial Team, Elizabeth strives to provide readers with a trustworthy advice on how to manage their credit accounts while staying informed on the latest offers in the marketplace.
- BlogSeptember 26, 2023How to Block Payments on Cash App: A Comprehensive Guide
- BlogSeptember 21, 2023How to Add Money to Apple Pay: A Comprehensive Guide
- BlogSeptember 20, 2023PayPal Gift Cards: Everything You Need to Know
- BlogSeptember 20, 2023How to Add an Apple Gift Card to Wallet: A Step-by-Step Guide